The material ("material" includes all pages, documents and on-line graphics) on this web site is protected by copyright law. Copyright in this material resides with the Commonwealth of Australia. By visiting and using the information at this web site you agree to the following and accept the following conditions and terms of the 'disclaimer', 'privacy' and 'accessibility' statements.

Intellectual Property Laws Protect this Site

Apart from any fair dealing for purposes of study, research, criticism and review, as permitted under copyright legislation, no part of these services may be reproduced, re-used or redistributed for any commercial purpose or distributed to a third party for such purpose without the Commonwealth of Australia's permission other use of the material on this site may only be used in the following ways:

Any permitted reproduction, including fair dealing, must:

acknowledge the Mortgage Incentives as the source of any such material reproduced
any reproduction made of the material must include a copy of the original copyright and disclaimer

Visitors to this site may make temporary copies necessary to browse this site on screen but must not change any of the material.

Linking to Mortgage Incentives Web Pages

Any organisation can provide links to and frames of this web site, but Mortgage Incentives reserves the right to prevent linking or framing by giving notice.

There is no cost or copyright permission needed to do this, however we do require that the links are clearly acknowledged and request that our pages are not framed by advertising.

Links and frames connecting this site with other sites are for convenience only and do not mean that Mortgage Incentives endorses or approves those other sites, their content or the people who run them.

Distribution of Information on the Mortgage Incentives Web Site

Permission can be granted to download and redistribute all the standard information that are currently freely available on the Mortgage Incentives Web site. These can be downloaded from the Web.

The standard conditions for downloading from the Web for repackaging and/or re-distribution are:

Mortgage Incentives should be identified as the source of the information
Mortgage Incentives's copyright be acknowledged
that the information is presented with the permission of Mortgage Incentives
any Mortgage Incentives copyright statement or logo included in a product must be retained
responsibility of any repackaging, including quality and timeliness of the services, should be clearly stated as that of the host organisation
the web services on which Mortgage Incentives data and products are displayed, should contain a prominent link to the Mortgage Incentives